Apoios à reabilitação energética em Finlândia
Descubra todos os subsídios, empréstimos e créditos fiscais disponíveis em Finlândia para reabilitar a sua habitação.
Calculate your grants in a few clicks
The calculator applies all Finlândia schemes below to your personal situation.
Tax credit for household expenses (Kotitalousvähennys)
AtivoVerohallintoCrédito fiscal
Obras elegíveis
Isolamento da coberturaIsolamento exteriorSubstituição janelasBomba de calor ar-águaBomba de calor ar-arBomba geotérmicaRenovação integralOutro
Montantes
- 35% · cap € 1.600 · Standard rate — 35% of work paid to a firm, max €1,600 per person per year
- 13% · cap € 1.600 · Direct employer — 13% of wages + social contributions
- 60% · cap € 3.500 · Oil heating replacement — 60% of work paid to a firm, max €3,500 per person per year
- € 150 · €150 annual self-paid threshold
Conditions: Firm must be registered for advance-tax withholding (ennakkoperintärekisteri). Labour only — materials and travel excluded. Works at the claimant's home, second home, or parent/grandparent's home. Spouses/partners may stack ceilings (€3,200 standard, or 2 × €3,500 on oil).
2026 changes: Amounts and thresholds frozen at 2025 levels. Home-office credit (kotitoimisto) phased out in 2026. Oil-heating 60% / €3,500 credit continues as part of fossil phase-out.
Oil heating replacement subsidy
AtivoELY-keskus PirkanmaaSubsídio
Obras elegíveis
Bomba de calor ar-águaBomba geotérmicaLigação rede calorCaldeira biomassa
Montantes
- € 4.000 · Switch to district heating, air-to-water or geothermal heat pump (or combination)
- € 2.500 · Other renewable technologies
Conditions: Single-family permanent residence originally equipped with an oil boiler. Initial envelope EUR 35.6M (exhaustible). 2026 fund status to be confirmed directly with ELY-keskus Pirkanmaa. National phase-out of residential oil heating targeted by early 2030.
Energy renovation subsidy for residential buildings (post-ARA)
AtivoYmpäristöministeriö (formerly ARA, dissolved in 2025)Subsídio
Obras elegíveis
Renovação integralIsolamento exteriorIsolamento da coberturaBomba de calor ar-águaSubstituição janelas
Montantes
- € 4.000 · Up to €4,000 per apartment for renovation improving efficiency ≥32% vs original EP value
- € 6.000 · Up to €6,000 per apartment if performance brought to new-build level
Conditions: Status TO CONFIRM — ARA dissolved in 2025, competences transferred to the Ministry of the Environment (Ympäristöministeriö). PNRR (Sustainable Growth Programme / Recovery and Resilience Facility) budgets for energy renovation programmed through 2026. Verification with Ympäristöministeriö required.
Energy advisory services
AtivoMotiva Oy (on behalf of Energiavirasto)Voucher
Obras elegíveis
Auditoria energéticaPlano renovaçãoOutro
Montantes
- € 0 · Free service
Conditions: Free, open to all households. Information, heating comparators, renovation guidance via regional Neuvoo.fi network.
Track grant changes in Finlândia
Get rate changes, new schemes and budget exhaustion alerts for Finlândia by email. One per month max, never spam.