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Subsidies voor energetische renovatie in Finland

Ontdek alle subsidies, leningen en belastingvoordelen die beschikbaar zijn in Finland om uw woning te renoveren.

4 regelingenVerohallinto (Finnish Tax Administration)Reference updated on 20 mei 2026

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The calculator applies all Finland schemes below to your personal situation.

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Tax credit for household expenses (Kotitalousvähennys)

Actief
VerohallintoBelastingkrediet

Subsidiabele werken

DakisolatieBuitengevelisolatieRaamvervangingLucht-water-warmtepompLucht-lucht-warmtepompGeothermische warmtepompIntegrale renovatieAnders

Bedragen

  • 35% · cap € 1.600 · Standard rate — 35% of work paid to a firm, max €1,600 per person per year
  • 13% · cap € 1.600 · Direct employer — 13% of wages + social contributions
  • 60% · cap € 3.500 · Oil heating replacement — 60% of work paid to a firm, max €3,500 per person per year
  • € 150 · €150 annual self-paid threshold
Conditions: Firm must be registered for advance-tax withholding (ennakkoperintärekisteri). Labour only — materials and travel excluded. Works at the claimant's home, second home, or parent/grandparent's home. Spouses/partners may stack ceilings (€3,200 standard, or 2 × €3,500 on oil).
2026 changes: Amounts and thresholds frozen at 2025 levels. Home-office credit (kotitoimisto) phased out in 2026. Oil-heating 60% / €3,500 credit continues as part of fossil phase-out.

Oil heating replacement subsidy

Actief
ELY-keskus PirkanmaaSubsidie

Subsidiabele werken

Lucht-water-warmtepompGeothermische warmtepompAansluiting warmtenetBiomassaketel

Bedragen

  • € 4.000 · Switch to district heating, air-to-water or geothermal heat pump (or combination)
  • € 2.500 · Other renewable technologies
Conditions: Single-family permanent residence originally equipped with an oil boiler. Initial envelope EUR 35.6M (exhaustible). 2026 fund status to be confirmed directly with ELY-keskus Pirkanmaa. National phase-out of residential oil heating targeted by early 2030.

Energy renovation subsidy for residential buildings (post-ARA)

Actief
Ympäristöministeriö (formerly ARA, dissolved in 2025)Subsidie

Subsidiabele werken

Integrale renovatieBuitengevelisolatieDakisolatieLucht-water-warmtepompRaamvervanging

Bedragen

  • € 4.000 · Up to €4,000 per apartment for renovation improving efficiency ≥32% vs original EP value
  • € 6.000 · Up to €6,000 per apartment if performance brought to new-build level
Conditions: Status TO CONFIRM — ARA dissolved in 2025, competences transferred to the Ministry of the Environment (Ympäristöministeriö). PNRR (Sustainable Growth Programme / Recovery and Resilience Facility) budgets for energy renovation programmed through 2026. Verification with Ympäristöministeriö required.

Energy advisory services

Actief
Motiva Oy (on behalf of Energiavirasto)Voucher

Subsidiabele werken

EnergieauditRenovatieplanAnders

Bedragen

  • € 0 · Free service
Conditions: Free, open to all households. Information, heating comparators, renovation guidance via regional Neuvoo.fi network.

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