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Incentivi per la riqualificazione energetica in Finlandia

Scopri tutti gli incentivi, prestiti e crediti d'imposta disponibili in Finlandia per ristrutturare la tua abitazione.

4 dispositiviVerohallinto (Finnish Tax Administration)Reference updated on 20 maggio 2026

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Tax credit for household expenses (Kotitalousvähennys)

Attivo
VerohallintoCredito d'imposta

Interventi ammissibili

Isolamento tettoIsolamento esternoSostituzione infissiPdC aria-acquaPdC aria-ariaPdC geotermicaRiqualificazione globaleAltro

Importi

  • 35% · cap 1600 € · Standard rate — 35% of work paid to a firm, max €1,600 per person per year
  • 13% · cap 1600 € · Direct employer — 13% of wages + social contributions
  • 60% · cap 3500 € · Oil heating replacement — 60% of work paid to a firm, max €3,500 per person per year
  • 150 € · €150 annual self-paid threshold
Conditions: Firm must be registered for advance-tax withholding (ennakkoperintärekisteri). Labour only — materials and travel excluded. Works at the claimant's home, second home, or parent/grandparent's home. Spouses/partners may stack ceilings (€3,200 standard, or 2 × €3,500 on oil).
2026 changes: Amounts and thresholds frozen at 2025 levels. Home-office credit (kotitoimisto) phased out in 2026. Oil-heating 60% / €3,500 credit continues as part of fossil phase-out.

Oil heating replacement subsidy

Attivo
ELY-keskus PirkanmaaSussidio

Interventi ammissibili

PdC aria-acquaPdC geotermicaAllaccio rete teleriscaldamentoCaldaia biomassa

Importi

  • 4000 € · Switch to district heating, air-to-water or geothermal heat pump (or combination)
  • 2500 € · Other renewable technologies
Conditions: Single-family permanent residence originally equipped with an oil boiler. Initial envelope EUR 35.6M (exhaustible). 2026 fund status to be confirmed directly with ELY-keskus Pirkanmaa. National phase-out of residential oil heating targeted by early 2030.

Energy renovation subsidy for residential buildings (post-ARA)

Attivo
Ympäristöministeriö (formerly ARA, dissolved in 2025)Sussidio

Interventi ammissibili

Riqualificazione globaleIsolamento esternoIsolamento tettoPdC aria-acquaSostituzione infissi

Importi

  • 4000 € · Up to €4,000 per apartment for renovation improving efficiency ≥32% vs original EP value
  • 6000 € · Up to €6,000 per apartment if performance brought to new-build level
Conditions: Status TO CONFIRM — ARA dissolved in 2025, competences transferred to the Ministry of the Environment (Ympäristöministeriö). PNRR (Sustainable Growth Programme / Recovery and Resilience Facility) budgets for energy renovation programmed through 2026. Verification with Ympäristöministeriö required.

Energy advisory services

Attivo
Motiva Oy (on behalf of Energiavirasto)Buono

Interventi ammissibili

Audit energeticoPiano di ristrutturazioneAltro

Importi

  • 0 € · Free service
Conditions: Free, open to all households. Information, heating comparators, renovation guidance via regional Neuvoo.fi network.

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