Ayudas a la rehabilitación energética en Polonia
Descubre todas las subvenciones, préstamos y deducciones fiscales disponibles en Polonia para rehabilitar tu vivienda.
7 dispositivosNFOŚiGW (Narodowy Fundusz Ochrony Środowiska i Gospodarki Wodnej)Reference updated on 20 de mayo de 2026
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The calculator applies all Polonia schemes below to your personal situation.
Clean Air
ActivoNFOŚiGWSubvención
Obras elegibles
Bomba de calor aire-aguaBomba geotérmicaCaldera biomasaEstufa de pelletsAislamiento exteriorAislamiento cubiertaAislamiento sueloCambio ventanas+5
Importes
- 40% · cap 66.000 PLN · Base level: 40% of costs, ceiling PLN 66,000. Household annual income ≤ PLN 135,000. (Intermedio)
- 70% · cap 99.000 PLN · Enhanced level: 70% of costs, ceiling PLN 99,000. Monthly income ≤ PLN 2,250 (multi) / PLN 3,150 (single). (Modesto)
- 100% · cap 135.000 PLN · Highest level: 100% of costs, ceiling PLN 135,000. Monthly income ≤ PLN 1,300 (multi) / PLN 1,800 (single). (Muy modesto)
- 1200 PLN · Energy audit bonus
Conditions: Owner/co-owner of a single-family house or separate dwelling. Highest level: energy demand > 140 kWh/m²/yr before works. 3-year ownership requirement removed for 2026. Gas boilers excluded.
2026 changes: From 31/03/2026, energy audit mandatory at all levels; 'bon na audyt' (PLN 1,200 net + VAT) paid upfront from April 2026; electric heating aid removed; launch of recommended contractor list (Q2 2026).
My Electricity — 6th edition
CerradoNFOŚiGWSubvención
Obras elegibles
FotovoltaicaAlmacenamiento bateríaDomótica
Importes
- 50% · cap 7000 PLN · PV 2–20 kW: 50% of qualified costs, max PLN 7,000
- 50% · cap 16.000 PLN · Electric storage: 50%, max PLN 16,000
- 50% · cap 5000 PLN · Thermal storage: 50%, max PLN 20/dm³, ceiling PLN 5,000
Conditions: Eligible expense period: 01/08/2024 – 31/10/2025. PV alone insufficient — mandatory storage coupling (≥ 2 kWh electric or ≥ 20 dm³ thermal). Programme closed: final call 30/03 to 08/05/2026.
My Heat
ActivoNFOŚiGWSubvención
Obras elegibles
Bomba de calor aire-aguaBomba aire-aireBomba geotérmicaBomba agua-agua
Importes
- 30% · cap 21.000 PLN · Geothermal heat pump: 30%, max PLN 21,000
- 45% · cap 21.000 PLN · Geothermal heat pump + Large Family Card: 45%
- 30% · cap 7000 PLN · Air/water or air/air heat pump: 30%, max PLN 7,000
Conditions: Beneficiary = owner of a new house (no completion notification at application date). EP indicator ≤ 55 kWh/m²/yr. Permanent ban on solid fuel heat sources. Not combinable with Czyste Powietrze on the same heat pump.
Stop Smog
ActivoNFOŚiGW / BGK / GminySubvención
Obras elegibles
Bomba de calor aire-aguaCaldera biomasaConexión red calorAislamiento exteriorAislamiento cubiertaFotovoltaica
Importes
- 70% · cap 53.000 PLN · State funds up to 70% of investment; average ceiling PLN 53,000 / building (Muy modesto)
Conditions: Municipality must be located in an area with regional anti-smog resolution, sign agreement with NFOŚiGW. Modest-income owner-occupiers only. Programme budget PLN 698M (2019-2028).
Thermal Modernisation Bonus (TERMO programme)
ActivoBGK (Bank Gospodarstwa Krajowego)Subvención
Obras elegibles
Rehabilitación integralAislamiento exteriorAislamiento cubiertaBomba de calor aire-aguaVentilación doble flujoFotovoltaica
Importes
- 26% · Base bonus: 26% of cost
- 31% · With RES component ≥ 10% of total cost: 31%
- 10% · +10% grant for deep and complete renovation of multi-family building
Conditions: Beneficiaries: municipalities, cooperatives, TBS, SIM, condominiums, single-family owners, district heating operators. Bank loan covering ≥ 50% of cost. 2026 budget: PLN 331M.
Warm Apartment
ActivoNFOŚiGW / WFOŚiGW / GminySubvención
Obras elegibles
Bomba de calor aire-aguaCaldera biomasaConexión red calorFotovoltaicaCambio ventanasCambio puertas
Importes
- 30% · cap 16.500 PLN · Households income ≤ PLN 135,000/yr: 30%, max PLN 16,500/dwelling (Intermedio)
- 375.000 PLN · Co-ownerships 3–7 dwellings: up to PLN 375,000
Conditions: Owners of dwellings in multi-family buildings and small co-ownerships (3–7 dwellings). Windows/doors eligible only if solid fuel sources are removed. Budget PLN 1.75B; 886 participating municipalities.
Thermal modernisation tax deduction
ActivoMinisterstwo FinansówDeducción fiscal
Obras elegibles
Aislamiento exteriorAislamiento cubiertaBomba de calor aire-aguaCaldera biomasaCambio ventanasFotovoltaicaVentilación doble flujo
Importes
- 53.000 PLN · Ceiling PLN 53,000 per taxpayer (deduction from PIT base)
Conditions: Deduction from PIT tax base for single-family homeowners. Combinable with Czyste Powietrze excluding double-funding.
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