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Apoios à reabilitação energética em Polónia

Descubra todos os subsídios, empréstimos e créditos fiscais disponíveis em Polónia para reabilitar a sua habitação.

7 dispositivosNFOŚiGW (Narodowy Fundusz Ochrony Środowiska i Gospodarki Wodnej)Reference updated on 20 de maio de 2026

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Clean Air

Ativo
NFOŚiGWSubsídio

Obras elegíveis

Bomba de calor ar-águaBomba geotérmicaCaldeira biomassaSalamandra a pelletsIsolamento exteriorIsolamento da coberturaIsolamento pavimentoSubstituição janelas+5

Montantes

  • 40% · cap PLN 66.000 · Base level: 40% of costs, ceiling PLN 66,000. Household annual income ≤ PLN 135,000. (Intermédio)
  • 70% · cap PLN 99.000 · Enhanced level: 70% of costs, ceiling PLN 99,000. Monthly income ≤ PLN 2,250 (multi) / PLN 3,150 (single). (Modesto)
  • 100% · cap PLN 135.000 · Highest level: 100% of costs, ceiling PLN 135,000. Monthly income ≤ PLN 1,300 (multi) / PLN 1,800 (single). (Muito modesto)
  • PLN 1.200 · Energy audit bonus
Conditions: Owner/co-owner of a single-family house or separate dwelling. Highest level: energy demand > 140 kWh/m²/yr before works. 3-year ownership requirement removed for 2026. Gas boilers excluded.
2026 changes: From 31/03/2026, energy audit mandatory at all levels; 'bon na audyt' (PLN 1,200 net + VAT) paid upfront from April 2026; electric heating aid removed; launch of recommended contractor list (Q2 2026).

My Electricity — 6th edition

Fechado
NFOŚiGWSubsídio

Nenhuma medida de substituição identificada nesta data.

Checked on 29 August 2026 at gov.pl and mojprad.gov.pl. A relay exists but its object shifts: support moves from photovoltaic generation to storage. A transitional programme funds home batteries, open from 30 March to 8 May 2026 with a budget of 335 million złoty, also open to those who applied in earlier Mój Prąd calls. A standing 2026-2029 programme, funded by the Modernisation Fund, is due to open in the third quarter of 2026 and will cover photovoltaics combined with storage. Neither is entered here yet, for want of published scales.

Obras elegíveis

FotovoltaicoArmazenamento bateriaBMS

Montantes

  • 50% · cap PLN 7.000 · PV 2–20 kW: 50% of qualified costs, max PLN 7,000
  • 50% · cap PLN 16.000 · Electric storage: 50%, max PLN 16,000
  • 50% · cap PLN 5.000 · Thermal storage: 50%, max PLN 20/dm³, ceiling PLN 5,000
Conditions: Eligible expense period: 01/08/2024 – 31/10/2025. PV alone insufficient — mandatory storage coupling (≥ 2 kWh electric or ≥ 20 dm³ thermal). Programme closed: final call 30/03 to 08/05/2026.

My Heat

Ativo
NFOŚiGWSubsídio

Obras elegíveis

Bomba de calor ar-águaBomba de calor ar-arBomba geotérmicaBomba água-água

Montantes

  • 30% · cap PLN 21.000 · Geothermal heat pump: 30%, max PLN 21,000
  • 45% · cap PLN 21.000 · Geothermal heat pump + Large Family Card: 45%
  • 30% · cap PLN 7.000 · Air/water or air/air heat pump: 30%, max PLN 7,000
Conditions: Beneficiary = owner of a new house (no completion notification at application date). EP indicator ≤ 55 kWh/m²/yr. Permanent ban on solid fuel heat sources. Not combinable with Czyste Powietrze on the same heat pump.

Stop Smog

Ativo
NFOŚiGW / BGK / GminySubsídio

Obras elegíveis

Bomba de calor ar-águaCaldeira biomassaLigação rede calorIsolamento exteriorIsolamento da coberturaFotovoltaico

Montantes

  • 70% · cap PLN 53.000 · State funds up to 70% of investment; average ceiling PLN 53,000 / building (Muito modesto)
Conditions: Municipality must be located in an area with regional anti-smog resolution, sign agreement with NFOŚiGW. Modest-income owner-occupiers only. Programme budget PLN 698M (2019-2028).

Thermal Modernisation Bonus (TERMO programme)

Ativo
BGK (Bank Gospodarstwa Krajowego)Subsídio

Obras elegíveis

Renovação integralIsolamento exteriorIsolamento da coberturaBomba de calor ar-águaVentilação duplaFotovoltaico

Montantes

  • 26% · Base bonus: 26% of cost
  • 31% · With RES component ≥ 10% of total cost: 31%
  • 10% · +10% grant for deep and complete renovation of multi-family building
Conditions: Beneficiaries: municipalities, cooperatives, TBS, SIM, condominiums, single-family owners, district heating operators. Bank loan covering ≥ 50% of cost. 2026 budget: PLN 331M.

Warm Apartment

Ativo
NFOŚiGW / WFOŚiGW / GminySubsídio

Obras elegíveis

Bomba de calor ar-águaCaldeira biomassaLigação rede calorFotovoltaicoSubstituição janelasSubstituição portas

Montantes

  • 30% · cap PLN 16.500 · Households income ≤ PLN 135,000/yr: 30%, max PLN 16,500/dwelling (Intermédio)
  • PLN 375.000 · Co-ownerships 3–7 dwellings: up to PLN 375,000
Conditions: Owners of dwellings in multi-family buildings and small co-ownerships (3–7 dwellings). Windows/doors eligible only if solid fuel sources are removed. Budget PLN 1.75B; 886 participating municipalities.

Thermal modernisation tax deduction

Ativo
Ministerstwo FinansówDedução fiscal

Obras elegíveis

Isolamento exteriorIsolamento da coberturaBomba de calor ar-águaCaldeira biomassaSubstituição janelasFotovoltaicoVentilação dupla

Montantes

  • PLN 53.000 · Ceiling PLN 53,000 per taxpayer (deduction from PIT base)
Conditions: Deduction from PIT tax base for single-family homeowners. Combinable with Czyste Powietrze excluding double-funding.

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