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Energy renovation grants in Poland

Discover all the subsidies, loans and tax credits available in Poland to renovate your home.

7 programs documentedNFOŚiGW (Narodowy Fundusz Ochrony Środowiska i Gospodarki Wodnej)Reference updated on May 20, 2026

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The calculator applies all Poland schemes below to your personal situation.

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Clean Air

Active
NFOŚiGWGrant

Eligible works

Air-to-water heat pumpGeothermal heat pumpBiomass boilerPellet stoveExternal wall insulationRoof insulationFloor insulationWindow replacement+5

Amounts

  • 40% · cap PLN 66,000 · Base level: 40% of costs, ceiling PLN 66,000. Household annual income ≤ PLN 135,000. (Intermediate)
  • 70% · cap PLN 99,000 · Enhanced level: 70% of costs, ceiling PLN 99,000. Monthly income ≤ PLN 2,250 (multi) / PLN 3,150 (single). (Modest)
  • 100% · cap PLN 135,000 · Highest level: 100% of costs, ceiling PLN 135,000. Monthly income ≤ PLN 1,300 (multi) / PLN 1,800 (single). (Very modest)
  • PLN 1,200 · Energy audit bonus
Conditions: Owner/co-owner of a single-family house or separate dwelling. Highest level: energy demand > 140 kWh/m²/yr before works. 3-year ownership requirement removed for 2026. Gas boilers excluded.
2026 changes: From 31/03/2026, energy audit mandatory at all levels; 'bon na audyt' (PLN 1,200 net + VAT) paid upfront from April 2026; electric heating aid removed; launch of recommended contractor list (Q2 2026).

My Electricity — 6th edition

Closed
NFOŚiGWGrant

No replacement scheme identified as at this date.

Checked on 29 August 2026 at gov.pl and mojprad.gov.pl. A relay exists but its object shifts: support moves from photovoltaic generation to storage. A transitional programme funds home batteries, open from 30 March to 8 May 2026 with a budget of 335 million złoty, also open to those who applied in earlier Mój Prąd calls. A standing 2026-2029 programme, funded by the Modernisation Fund, is due to open in the third quarter of 2026 and will cover photovoltaics combined with storage. Neither is entered here yet, for want of published scales.

Eligible works

Solar PVBattery storageBuilding management system

Amounts

  • 50% · cap PLN 7,000 · PV 2–20 kW: 50% of qualified costs, max PLN 7,000
  • 50% · cap PLN 16,000 · Electric storage: 50%, max PLN 16,000
  • 50% · cap PLN 5,000 · Thermal storage: 50%, max PLN 20/dm³, ceiling PLN 5,000
Conditions: Eligible expense period: 01/08/2024 – 31/10/2025. PV alone insufficient — mandatory storage coupling (≥ 2 kWh electric or ≥ 20 dm³ thermal). Programme closed: final call 30/03 to 08/05/2026.

My Heat

Active
NFOŚiGWGrant

Eligible works

Air-to-water heat pumpAir-to-air heat pumpGeothermal heat pumpWater-to-water heat pump

Amounts

  • 30% · cap PLN 21,000 · Geothermal heat pump: 30%, max PLN 21,000
  • 45% · cap PLN 21,000 · Geothermal heat pump + Large Family Card: 45%
  • 30% · cap PLN 7,000 · Air/water or air/air heat pump: 30%, max PLN 7,000
Conditions: Beneficiary = owner of a new house (no completion notification at application date). EP indicator ≤ 55 kWh/m²/yr. Permanent ban on solid fuel heat sources. Not combinable with Czyste Powietrze on the same heat pump.

Stop Smog

Active
NFOŚiGW / BGK / GminyGrant

Eligible works

Air-to-water heat pumpBiomass boilerHeat network connectionExternal wall insulationRoof insulationSolar PV

Amounts

  • 70% · cap PLN 53,000 · State funds up to 70% of investment; average ceiling PLN 53,000 / building (Very modest)
Conditions: Municipality must be located in an area with regional anti-smog resolution, sign agreement with NFOŚiGW. Modest-income owner-occupiers only. Programme budget PLN 698M (2019-2028).

Thermal Modernisation Bonus (TERMO programme)

Active
BGK (Bank Gospodarstwa Krajowego)Grant

Eligible works

Comprehensive renovationExternal wall insulationRoof insulationAir-to-water heat pumpMVHR ventilationSolar PV

Amounts

  • 26% · Base bonus: 26% of cost
  • 31% · With RES component ≥ 10% of total cost: 31%
  • 10% · +10% grant for deep and complete renovation of multi-family building
Conditions: Beneficiaries: municipalities, cooperatives, TBS, SIM, condominiums, single-family owners, district heating operators. Bank loan covering ≥ 50% of cost. 2026 budget: PLN 331M.

Warm Apartment

Active
NFOŚiGW / WFOŚiGW / GminyGrant

Eligible works

Air-to-water heat pumpBiomass boilerHeat network connectionSolar PVWindow replacementDoor replacement

Amounts

  • 30% · cap PLN 16,500 · Households income ≤ PLN 135,000/yr: 30%, max PLN 16,500/dwelling (Intermediate)
  • PLN 375,000 · Co-ownerships 3–7 dwellings: up to PLN 375,000
Conditions: Owners of dwellings in multi-family buildings and small co-ownerships (3–7 dwellings). Windows/doors eligible only if solid fuel sources are removed. Budget PLN 1.75B; 886 participating municipalities.

Thermal modernisation tax deduction

Active
Ministerstwo FinansówTax deduction

Eligible works

External wall insulationRoof insulationAir-to-water heat pumpBiomass boilerWindow replacementSolar PVMVHR ventilation

Amounts

  • PLN 53,000 · Ceiling PLN 53,000 per taxpayer (deduction from PIT base)
Conditions: Deduction from PIT tax base for single-family homeowners. Combinable with Czyste Powietrze excluding double-funding.

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