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Apoios à reabilitação energética em Canadá

Descubra todos os subsídios, empréstimos e créditos fiscais disponíveis em Canadá para reabilitar a sua habitação.

5 dispositivosRessources naturelles Canada / Agence du revenu du CanadaReference updated on 29 de agosto de 2026

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The calculator applies all Canadá schemes below to your personal situation.

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Canada Greener Homes Loan

Fechado
Ressources naturelles CanadaEmpréstimo 0%

Fechado em 2025-10-01 — Funding fully committed.

Nenhuma medida de substituição identificada nesta data.

No equivalent federal programme took over for homeowners generally. Checked on 29 August 2026 against Natural Resources Canada: what remains federally is fiscal, and direct energy-retrofit support is now carried by the provinces and energy utilities — in Ontario by the Home Renovation Savings programme, in British Columbia by CleanBC.

Obras elegíveis

Isolamento exteriorIsolamento da coberturaIsolamento pavimentoVidros isolantesPortas isolantesBomba de calor ar-águaBomba de calor ar-arBomba geotérmica+3

Montantes

  • CA$ 40.000 · Interest-free loan
Conditions: Owner-occupiers only — Canadian citizens, permanent residents or authorised non-permanent residents. Required a pre-retrofit EnerGuide evaluation dated 1 April 2020 or later, with work not yet started at application.
2026 changes: Closed. Natural Resources Canada states that funding is now fully committed.

Oil to Heat Pump Affordability program

Fechado
Ressources naturelles CanadaSubsídio

Fechado em 2026-07-31 — Last day to apply.

Nenhuma medida de substituição identificada nesta data.

Applications filed before 31 July 2026 continue to be processed; documents and work must be complete by 31 January 2027. No federal replacement identified as of 29 August 2026: the relay is provincial, and British Columbia keeps a specific scale for leaving oil heating.

Obras elegíveis

Bomba de calor ar-arBomba de calor ar-água

Montantes

  • CA$ 10.000 · Oil heating replacement grant (Modesto)
Conditions: The home must be connected to an integrated electricity grid. Households in Nunavut and remote areas, including in Quebec, are excluded.
2026 changes: 31 July 2026 was the last day to apply. Applications received before then continue to be processed; documents must be uploaded and work completed by 31 January 2027.

Home Accessibility Tax Credit

Ativo
Agence du revenu du CanadaCrédito fiscal

Obras elegíveis

Renovação integralSubstituição portasOutro

Montantes

  • 15% · cap CA$ 20.000 · Non-refundable tax credit
Conditions: The qualifying person must be 65 or older at the end of the tax year, or eligible for the Disability Tax Credit. The work must make the home more accessible or safer for them.

Multigenerational Home Renovation Tax Credit

Ativo
Agence du revenu du CanadaCrédito fiscal

Obras elegíveis

Renovação integralOutro

Montantes

  • 15% · cap CA$ 50.000 · Refundable tax credit
Conditions: To create a self-contained secondary unit — private entrance, kitchen and bathroom — allowing a person aged 65 or over, or an adult eligible for the Disability Tax Credit, to live with a qualifying relative.

CMHC Refinance for secondary suites

Ativo
Société canadienne d'hypothèques et de logement (SCHL)Garantia

Obras elegíveis

Renovação integralOutro

Montantes

  • 90% · Loan-to-value ratio
Conditions: Canadian citizens, permanent residents, or non-permanent residents authorised to work in Canada. The secondary suite must be self-contained, compliant with applicable by-laws, and cannot be rented for less than 90 consecutive days.

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