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Apoios à reabilitação energética em Bélgica (Flandres)

Descubra todos os subsídios, empréstimos e créditos fiscais disponíveis em Bélgica (Flandres) para reabilitar a sua habitação.

5 dispositivosVlaams Energie- en Klimaatagentschap (VEKA)Reference updated on 20 de maio de 2026

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The calculator applies all Bélgica (Flandres) schemes below to your personal situation.

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Mijn VerbouwPremie — My Renovation Premium

Ativo
Vlaams Energie- en Klimaatagentschap (VEKA)Subsídio

Obras elegíveis

Isolamento da coberturaIsolamento exteriorIsolamento interiorIsolamento pavimentoSubstituição janelasTermoacumulador solarTermoacumulador aerotérmicoBomba geotérmica+4

Montantes

  • € 4.000 · Geothermal heat pump (cat. 1-2 after 01/03/2026)
  • € 1.500 · Air-to-water heat pump (cat. 1-2 after 01/03/2026)
  • € 300 · Air-to-air heat pump (cat. 1-2)
  • € 800 · Hybrid heat pump (cat. 1-2)
  • € 450 · Heat pump water heater (cat. 1-2)
  • +4 more
Conditions: Building connected to the electricity grid before 01/01/2006. Works by registered contractor. Invoices within 2-year window before application. Apply via [mijnverbouwpremie.be](https://www.mijnverbouwpremie.be/) (Dutch only) or via an Energiehuis with Mijn VerbouwBegeleiding.
2026 changes: Major reform on 01/03/2026: owners in income brackets 1 and 2 limited to heat pumps and heat-pump water heaters only (insulation, windows, roof excluded). Non-residential buildings excluded. Last applications under former scheme: 28/02/2026 23:59.

Mijn VerbouwLening — My Renovation Loan

Ativo
Vlaamse overheid (via Energiehuizen)Empréstimo 0%

Obras elegíveis

Isolamento da coberturaIsolamento exteriorIsolamento pavimentoSubstituição janelasBomba de calor ar-águaTermoacumulador solarVentilação duplaFotovoltaico+2

Montantes

  • € 60.000 · Maximum loan ceiling
  • € 4.000 · Minimum loan amount
  • 0% · Bracket 4 — 0% rate (Muito modesto)
  • 0.5% · Bracket 3 — 0.5% rate (Modesto)
  • 1.5% · Bracket 2 — 1.5% rate (Intermédio)
  • +1 more
Conditions: Owner-occupier or social landlord; dwelling in Flemish Region connected to grid before 01/01/2006. Apply via an Energiehuis (22 in total). Up to 25-year term, drawn in max 3 tranches over 36 months.
2026 changes: From 01/01/2026, applicants who own another dwelling or building plot in full ownership are excluded.

EPC Label Premium

Fechado
VEKASubsídio

Substituído por Mijn VerbouwPremie — My Renovation Premium

Checked on 29 August 2026 with Fluvius and Energiesparen: since 1 January 2025 the EPC label premium is applied for exclusively online through Mijn VerbouwPremie. This is not an abolition but a change of counter, with transitional arrangements on the Fluvius side. One deadline worth knowing: if the pre-works EPC dated from 2019 or 2020, the post-works EPC had to be drawn up before 1 January 2026.

Obras elegíveis

Renovação integralCertificado energético

Montantes

  • € 5.000 · Up to €5,000 depending on label jump and dwelling type
Conditions: House: starting label E or F → target C or better within 5 years. Apartment: starting D/E/F → target B or better. Final EPC dated max 12 months before application.
2026 changes: Officially ended on 01/01/2026; transitional period until 30/06/2026 for beneficiaries with a starting EPC dated before 31/12/2025.

Renovation guidance

Ativo
Vlaamse overheid (Energiehuizen)Voucher

Obras elegíveis

Auditoria energéticaRenovação integralOutro

Montantes

  • € 0 · Free for brackets 3 and 4 (Muito modesto)
  • € 300 · €300 for bracket 1 (if commune signed up) (Superior)
Conditions: Guidance service (advice, renovation plan, help with grant/loan applications, contractor selection). Launched 02/01/2025. Open to owner-occupiers, tenants (with landlord consent), and condominium associations.

Reduced 6% VAT — renovation of dwellings >10 years (federal)

Ativo
SPF Finances / FOD FinanciënIVA reduzido

Obras elegíveis

Isolamento exteriorIsolamento da coberturaIsolamento pavimentoSubstituição janelasBomba de calor ar-águaVentilação duplaRenovação integral

Montantes

  • 15% · Savings vs 21% standard VAT
Conditions: Belgian federal regime. Works invoiced by contractor. Combinable with regional grants.

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