Ayudas a la rehabilitación energética en Portugal
Descubre todas las subvenciones, préstamos y deducciones fiscales disponibles en Portugal para rehabilitar tu vivienda.
6 dispositivosFundo Ambiental (Ministério do Ambiente) / Agência para o ClimaReference updated on 20 de mayo de 2026
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The calculator applies all Portugal schemes below to your personal situation.
E-Lar Programme (Phase 2) — replacing gas equipment with electric
ActivoFundo Ambiental / DGEGSubvención
Obras elegibles
Termo aerotérmicoOtro
Importes
- 369 € · Induction hob — Group II (Social tariff)
- 300 € · Induction hob — Group III
- 615 € · Water heater — Group II
- 500 € · Water heater — Group III
- 738 € · Electric set — Group II
- +2 more
Conditions: Group II: Social Energy Tariff recipients. Group III: other electricity contract holders. Class A equipment required (Class B min for water heaters > 30 L).
2026 changes: Phase 2 open since 11 Dec 2025 with €60.8M envelope. Phase 1 used up €30M in 6 days.
BPF Loan — Residential Energy Efficiency
PróximoBanco Português de Fomento (BPF) / Agência para o ClimaPréstamo bonificado
Obras elegibles
Aislamiento exteriorAislamiento interiorAislamiento cubiertaAislamiento sueloCambio ventanasCambio puertasBomba de calor aire-aguaBomba aire-aire+6
Importes
- Subsidised loan with possible public guarantee · Subsidised loan with possible public guarantee
Conditions: Individuals, tenants (with owner consent), municipalities, cooperatives, IPSS, residents associations, other public bodies. Coverage: mainland + Azores + Madeira.
2026 changes: New financial instrument launched in 2026 to replace the closed PAES II.
Reduced 6% VAT — Housing construction and refurbishment
ActivoAutoridade Tributária e AduaneiraIVA reducido
Obras elegibles
Rehabilitación integralAislamiento exteriorAislamiento interiorAislamiento cubiertaAislamiento sueloCambio ventanasCambio puertasBomba de calor aire-agua+4
Importes
- 17% · Saving vs 23% standard VAT
Conditions: Works for primary owner-occupied housing up to €660,982 sale price. Rental: rent ≤ €2,300/month, lease ≥ 36 months. ARU rehab requires an approved municipal urban rehabilitation operation.
2026 changes: Housing Tax Package 2026 (approved 27 Mar 2026): 6% VAT consolidated for operations 23 Sep 2025–31 Dec 2029.
IRS tax deduction — Urban Rehabilitation (ARU)
ActivoAutoridade Tributária e AduaneiraDeducción fiscal
Obras elegibles
Rehabilitación integralAislamiento exteriorAislamiento cubiertaCambio ventanasOtro
Importes
- 30% · cap 500 € · 30% of expenses, capped at €500/household
Conditions: Properties in ARU rehabilitated per municipal strategy OR leased under NRAU. Municipal before/after certification mandatory.
IMI exemption — ARU or 30+ year-old buildings
ActivoAutoridade Tributária e Aduaneira / MunicípiosDeducción fiscal
Obras elegibles
Rehabilitación integralOtro
Importes
- · Full IMI exemption for 3 years (renewable +5 years)
- · Renda Moderada: 8-year exemption + 50% from year 9
Conditions: Buildings > 30 years OR in ARU. Owner-occupied or residential rental. Recognition by municipality and municipal assembly required.
Casa + Eficiente Programme (Madeira)
ActivoIHM — Investimentos Habitacionais da MadeiraSubvención
Obras elegibles
Aislamiento exteriorAislamiento cubiertaCambio ventanasFotovoltaicaSolar térmicaBomba de calor aire-aguaOtro
Importes
- Regional support for residential energy efficiency in Madeira · Regional support for residential energy efficiency in Madeira
Conditions: Madeira regional initiative managed by IHM, funded by PRR (€136M Madeira housing envelope).
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